Legal Usa

How the American Legal System is Failing you

How the American Legal System has failed you

We live in an increasingly litigious society. The chances of being sued are now estimated at being 1 in 4, with predators lurking to file spurious lawsuits and victimize anyone they think can afford it. America has most of the world’s lawyers with 50,000 being added every year, each one hungry for their piece of the lawsuit pie.

This is why it is so lucrative: in the USA, if you file a lawsuit against someone, they have to respond to it. Even if it is frivolous and without grounds, you must appear in court and defend yourself. Since this is expensive, many people prefer to settle out of court, and spare themselves the time and expense of legal proceedings, even if they are innocent.

And this is where the system breaks down. Why should it cost you, assuming you are an innocent party, anything? Why should you have to pay to defend yourself from a frivolous, speculative lawsuit? In England, by comparison, if someone brings a lawsuit against you, and they lose, they are responsible for paying not only their own legal costs, but yours too. It’s a worthy discouragement, and only those with a genuine case tend to take the risk.

Here however, you have to pay to defend yourself, and even if you are innocent, you are still liable for your own legal costs. In the USA, generally the richest 10% can afford a lawyer, and the poorest 10% will have a lawyer provided for them by the government. That leaves the middle 80% rather vulnerable to such predatory lawsuits.

Ideally, one would wish to have access to professional legal advice, without it costing the earth. One company that provides just such a unique service is PrePaid Legal, Inc. Through providing low-cost prepaid legal plans to over 1 million families in the US, this company is making legal representation affordable for the masses. With plans covering the whole family starting at $16 per month, no longer is legal representation the privilege of the very wealthy, or very poor, but now available to most hard-working American families.

Even though many do not need a lawyer on a regular basis, it provides great peace of mind to know that one is available, just a phone call away, and that cost no longer needs to be a consideration.

The coverage provided is extensive with unlimited phone consultations, a letter or phone call from the lawyer for each issue, contract and document review, will preparation and updates, motor vehicle violation representation, trial representation up to 60 hours the first year, IRS Audit representation and more, all for the flat fee of $16 per month – and this covers the whole family. If a situation arises which is not covered by the plan, the membership gives the person a 25% discount on all other legal services.

Five minutes after signing up for a PrePaid Legal Plan, new subscribers receive the name and telephone number of a top local law firm that will represent them in any matter. It’s that quick, and that simple.

It is no surprise that an increasing number of families are subscribing to a PrePaid Legal plan, seeing it as an affordable means of obtaining legal advice, and a fantastic insurance against a ruinous lawsuit. To have the confidence and ability to say, “I’m going to speak to my lawyer about this,” is certain to give any potential litigants pause for thought.

About the Author

The author, Glyn Norman, signs up grateful new members every day to PrePaid Legal Plans, and protects himself and his family with one too. Details of the plan coverage are available here: http://getmelegalhelp.info and information on the Business Opportunity marketing such plans, is available here: http://glyn.buildlastingsuccess.com/ . ID Theft Protection plans also available.

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